Policyholders
People and businesses taking out cover, screened before you bind the policy.
IndividualCompany
Insurance
Screen everyone a policy can pay
Policyholders when you underwrite, beneficiaries when a policy is issued, claimants when a claim lands, and the payee before money moves — each screened against sanctions, PEP, watchlist and adverse-media data.
- Quote & underwritingPolicyholder screened
- Policy issuedBeneficiaries screened
- Claim madeClaimant screened
- PayoutPayee screened first
Brokers and intermediaries are screened as companies when you appoint them.
Who you screen
Four kinds of party, one set of rules
Beneficiaries
Everyone named to receive a benefit, screened when they’re added to the policy.
Individual
Claimants & payees
Whoever makes the claim and whoever is paid, screened before the payment is made.
IndividualCompany
Brokers & intermediaries
The firms that bring you business, and the people who run them.
CompanyIndividual
For claims teams
News a sanctions list won’t carry
Adverse-media screening looks for negative news about a person or a company — a signal worth having when a large claim lands. Run it in the same search as sanctions and PEP screening.
- How many articles mention the name, and how many are adverse.
- The sources and places the coverage comes from.
- A PDF report of the search for the claim file.
Where the check runs
From your policy system, or from a handler’s desk
Automatically, through the API
Your underwriting or policy-administration system sends each new policyholder and beneficiary as they’re added, tagged with your policy number.
By hand, from the console
A claims handler searches a claimant or payee from the console before approving a payment, and the same rules apply as for your API.
Both land in one usage log, with a PDF report for each screening.
Can we screen a beneficiary added years after the policy started?
Yes. Screen whoever is added, whenever they’re added — from your policy system through the API, or from the console.
Do you detect claims fraud?
Not directly. Adverse-media screening surfaces negative news about a claimant; the fraud assessment stays with your team.
Can we screen brokers and intermediaries?
Yes. Screen the firm as a company and the people who run it as individuals, when you appoint them and whenever your policy says to review.
Can each screening be tied to a policy or claim?
Yes. Send your policy or claim number with each screening and search the usage log by it later.
Other industries
Screen before you pay out
Start on the free plan with individual screening, or talk to us about companies, brokers and adverse media for your claims team.